/* ═══════════════════════════════════════════════════════════════
   KFM Corretora de Seguros — Estilos
   Cores: Azul Escuro #38407e · Azul KFM #007bb4 · Céu #03b4ea
   ═══════════════════════════════════════════════════════════════ */

/* ─── Reset & Variáveis ─── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --kfm-dark:    #38407e;
  --kfm-blue:    #007bb4;
  --kfm-sky:     #03b4ea;
  --kfm-navy:    #1a3a6b;
  --kfm-light:   #e8f4fc;
  --kfm-lighter: #f0f8ff;

  --white: #ffffff;
  --gray-50:  #f8fafc;
  --gray-100: #f1f5f9;
  --gray-200: #e2e8f0;
  --gray-300: #cbd5e1;
  --gray-400: #94a3b8;
  --gray-500: #64748b;
  --gray-600: #475569;
  --gray-700: #334155;
  --gray-800: #1e293b;
  --gray-900: #0f172a;

  --font: 'Inter', system-ui, -apple-system, sans-serif;

  --radius-sm:  0.5rem;
  --radius-md:  0.875rem;
  --radius-lg:  1.25rem;
  --radius-xl:  1.75rem;
  --radius-2xl: 2.5rem;
  --radius-full: 9999px;

  --shadow-sm: 0 1px 3px rgba(0,0,0,0.08);
  --shadow-md: 0 4px 16px rgba(0,0,0,0.10);
  --shadow-lg: 0 12px 40px rgba(0,0,0,0.14);
  --shadow-xl: 0 24px 60px rgba(0,0,0,0.18);
  --shadow-kfm: 0 8px 32px rgba(56,64,126,0.25);

  --nav-h: 72px;
}

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: var(--font);
  color: var(--gray-800);
  background: var(--white);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

a { text-decoration: none; color: inherit; }
ul { list-style: none; }
img { max-width: 100%; display: block; }

/* ─── Utilitários ─── */
.section-container { max-width: 1200px; margin-inline: auto; padding-inline: 1.5rem; }

.section-header {
  text-align: center;
  max-width: 680px;
  margin-inline: auto;
  margin-bottom: 4rem;
}
.section-header h2 {
  font-size: clamp(2rem, 4vw, 2.8rem);
  font-weight: 800;
  color: var(--gray-900);
  line-height: 1.2;
  margin-bottom: 1rem;
}
.section-header p { font-size: 1.05rem; color: var(--gray-600); line-height: 1.75; }

.section-tag {
  display: inline-flex;
  align-items: center;
  gap: .45rem;
  background: var(--kfm-light);
  color: var(--kfm-blue);
  border: 1px solid rgba(0,123,180,.2);
  border-radius: var(--radius-full);
  padding: .35rem 1rem;
  font-size: .78rem;
  font-weight: 700;
  letter-spacing: .06em;
  text-transform: uppercase;
  margin-bottom: 1.25rem;
}

/* scroll reveal */
[data-reveal] {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity .65s ease, transform .65s ease;
}
[data-reveal].revealed { opacity: 1; transform: none; }

/* ═══════════════════════════════════════════════════════════════
   NAVBAR
   ═══════════════════════════════════════════════════════════════ */
.navbar {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  height: var(--nav-h);
  background: rgba(255,255,255,.92);
  backdrop-filter: blur(24px) saturate(180%);
  -webkit-backdrop-filter: blur(24px) saturate(180%);
  border-bottom: 1px solid var(--gray-200);
  transition: box-shadow .3s, background .3s;
}
.navbar.scrolled {
  box-shadow: 0 2px 24px rgba(56,64,126,.15);
  background: rgba(255,255,255,.98);
}
.nav-container {
  max-width: 1240px;
  margin-inline: auto;
  padding-inline: 1.5rem;
  height: 100%;
  display: flex;
  align-items: center;
  gap: 2rem;
}

.nav-logo {
  display: flex;
  align-items: center;
  gap: .65rem;
  flex-shrink: 0;
}
.logo-img {
  width: 44px;
  height: 44px;
  object-fit: contain;
  border-radius: var(--radius-sm);
}
.logo-text-block { display: flex; flex-direction: column; line-height: 1.1; }
.logo-name {
  font-size: 1.25rem;
  font-weight: 900;
  color: var(--kfm-dark);
  letter-spacing: -.01em;
}
.logo-sub {
  font-size: .65rem;
  font-weight: 500;
  color: var(--kfm-blue);
  text-transform: uppercase;
  letter-spacing: .08em;
}

.nav-menu {
  display: flex;
  align-items: center;
  gap: 2rem;
  margin-left: auto;
}
.nav-menu a {
  font-size: .9rem;
  font-weight: 500;
  color: var(--gray-600);
  transition: color .2s;
}
.nav-menu a:hover { color: var(--kfm-blue); }

.nav-whatsapp {
  display: flex;
  align-items: center;
  gap: .4rem;
  background: #25d366;
  color: #fff !important;
  padding: .5rem 1.1rem;
  border-radius: var(--radius-full);
  font-weight: 600 !important;
  font-size: .85rem !important;
  transition: transform .2s, box-shadow .2s !important;
  box-shadow: 0 4px 12px rgba(37,211,102,.35);
}
.nav-whatsapp:hover { transform: translateY(-2px); box-shadow: 0 6px 18px rgba(37,211,102,.45) !important; color: #fff !important; }

.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px;
  margin-left: auto;
}
.hamburger span { display: block; width: 24px; height: 2px; background: var(--gray-700); border-radius: 2px; transition: all .3s; }

/* ═══════════════════════════════════════════════════════════════
   HERO
   ═══════════════════════════════════════════════════════════════ */
.hero {
  min-height: 100vh;
  padding-top: var(--nav-h);
  position: relative;
  overflow: hidden;
  background: linear-gradient(135deg, var(--kfm-dark) 0%, #2a3270 30%, #1a5580 60%, var(--kfm-blue) 100%);
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.hero-bg {
  position: absolute;
  inset: 0;
  pointer-events: none;
}
.hero-shape-1 {
  position: absolute;
  top: -20%;
  right: -10%;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(3,180,234,.18) 0%, transparent 70%);
  border-radius: 50%;
  animation: float 8s ease-in-out infinite;
}
.hero-shape-2 {
  position: absolute;
  bottom: -15%;
  left: -8%;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(255,255,255,.06) 0%, transparent 70%);
  border-radius: 50%;
  animation: float 10s ease-in-out infinite reverse;
}
.hero-particles {
  position: absolute;
  inset: 0;
}

@keyframes float {
  0%, 100% { transform: translateY(0) scale(1); }
  50% { transform: translateY(-20px) scale(1.04); }
}

.hero-content {
  position: relative;
  z-index: 2;
  max-width: 1240px;
  margin-inline: auto;
  padding: 4rem 1.5rem 5rem;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: .5rem;
  background: rgba(255,255,255,.12);
  border: 1px solid rgba(255,255,255,.25);
  color: #fff;
  border-radius: var(--radius-full);
  padding: .4rem 1rem;
  font-size: .8rem;
  font-weight: 500;
  margin-bottom: 1.5rem;
  backdrop-filter: blur(10px);
}
.hero-badge i { color: var(--kfm-sky); }

.hero-title {
  font-size: clamp(2.5rem, 5vw, 3.8rem);
  font-weight: 900;
  color: #fff;
  line-height: 1.1;
  letter-spacing: -.03em;
  margin-bottom: 1.25rem;
}
.hero-highlight {
  background: linear-gradient(90deg, var(--kfm-sky), #7dd3fc);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.hero-desc {
  font-size: 1.1rem;
  color: rgba(255,255,255,.8);
  line-height: 1.75;
  margin-bottom: 2rem;
  max-width: 500px;
}

.hero-actions { display: flex; gap: 1rem; flex-wrap: wrap; margin-bottom: 2.5rem; }

.btn-hero-primary {
  display: inline-flex;
  align-items: center;
  gap: .55rem;
  background: #25d366;
  color: #fff;
  font-weight: 700;
  font-size: 1rem;
  padding: .9rem 2rem;
  border-radius: var(--radius-full);
  box-shadow: 0 6px 24px rgba(37,211,102,.4);
  transition: transform .2s, box-shadow .2s;
}
.btn-hero-primary:hover { transform: translateY(-3px); box-shadow: 0 10px 30px rgba(37,211,102,.5); }

.btn-hero-outline {
  display: inline-flex;
  align-items: center;
  gap: .55rem;
  background: rgba(255,255,255,.12);
  color: #fff;
  font-weight: 600;
  font-size: 1rem;
  padding: .9rem 2rem;
  border-radius: var(--radius-full);
  border: 2px solid rgba(255,255,255,.3);
  backdrop-filter: blur(10px);
  transition: all .2s;
}
.btn-hero-outline:hover {
  background: rgba(255,255,255,.2);
  border-color: rgba(255,255,255,.5);
  transform: translateY(-2px);
}

/* Hero stats */
.hero-stats {
  display: flex;
  align-items: center;
  gap: 1.5rem;
  flex-wrap: wrap;
}
.stat-item { text-align: center; }
.stat-num {
  font-size: 2rem;
  font-weight: 900;
  color: #fff;
}
.stat-suffix { font-size: 1.5rem; font-weight: 900; color: var(--kfm-sky); }
.stat-label { display: block; font-size: .75rem; color: rgba(255,255,255,.65); font-weight: 500; margin-top: .15rem; }
.stat-divider { width: 1px; height: 40px; background: rgba(255,255,255,.2); }

/* Hero Visual Cards */
.hero-visual { position: relative; display: flex; align-items: center; justify-content: center; padding: 2rem; }

.hero-card-stack { position: relative; width: 300px; height: 320px; }

.hcard {
  position: absolute;
  border-radius: var(--radius-xl);
  padding: 1.25rem;
  display: flex;
  align-items: center;
  gap: 1rem;
  font-weight: 600;
  color: #fff;
}
.hcard i { font-size: 1.5rem; opacity: .85; }

.hcard-back {
  width: 240px;
  background: linear-gradient(135deg, rgba(255,255,255,.08), rgba(255,255,255,.04));
  border: 1px solid rgba(255,255,255,.15);
  top: 0; right: 0;
  transform: rotate(8deg);
  font-size: .9rem;
  backdrop-filter: blur(10px);
}
.hcard-mid {
  width: 260px;
  background: linear-gradient(135deg, rgba(3,180,234,.2), rgba(0,123,180,.15));
  border: 1px solid rgba(3,180,234,.3);
  top: 60px; left: 0;
  transform: rotate(-5deg);
  font-size: .95rem;
  backdrop-filter: blur(10px);
}
.hcard-front {
  width: 280px;
  background: linear-gradient(135deg, rgba(255,255,255,.18), rgba(255,255,255,.08));
  border: 1px solid rgba(255,255,255,.3);
  bottom: 0; right: 0;
  transform: rotate(2deg);
  box-shadow: var(--shadow-xl);
  backdrop-filter: blur(20px);
  flex-direction: column;
  gap: .75rem;
  padding: 1.5rem;
}
.hcard-logo img { width: 56px; height: 56px; object-fit: contain; background: rgba(255,255,255,.9); border-radius: var(--radius-sm); padding: 4px; }
.hcard-info { display: flex; flex-direction: column; }
.hcard-title { font-size: 1.1rem; font-weight: 800; }
.hcard-desc { font-size: .8rem; opacity: .7; font-weight: 400; }
.hcard-icon { font-size: 2rem; opacity: .6; align-self: flex-end; }
.hcard-front { flex-direction: row; align-items: center; gap: 1rem; padding: 1.25rem 1.5rem; }

/* Float badges */
.float-badge {
  position: absolute;
  background: rgba(255,255,255,.15);
  backdrop-filter: blur(12px);
  border: 1px solid rgba(255,255,255,.25);
  color: #fff;
  border-radius: var(--radius-full);
  padding: .5rem .9rem;
  font-size: .85rem;
  display: flex;
  align-items: center;
  gap: .35rem;
  animation: floatBadge 6s ease-in-out infinite;
}
.fb1 { top: 10px; left: 0; animation-delay: 0s; }
.fb2 { bottom: 80px; left: -20px; animation-delay: 2s; color: var(--kfm-sky); }
.fb3 { top: 50%; right: -10px; animation-delay: 4s; }

@keyframes floatBadge {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-10px); }
}

/* Hero scroll */
.hero-scroll {
  position: absolute;
  bottom: 2rem;
  left: 50%;
  transform: translateX(-50%);
  z-index: 2;
}
.hero-scroll a {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 42px; height: 42px;
  border-radius: 50%;
  background: rgba(255,255,255,.15);
  border: 1px solid rgba(255,255,255,.3);
  color: #fff;
  font-size: .9rem;
  animation: bounceDown 2s ease-in-out infinite;
}
@keyframes bounceDown {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(8px); }
}

/* ═══════════════════════════════════════════════════════════════
   QUICK INFO
   ═══════════════════════════════════════════════════════════════ */
.quick-info {
  background: linear-gradient(90deg, var(--kfm-dark), var(--kfm-blue));
  padding: 1.5rem 0;
}
.qi-container {
  max-width: 1200px;
  margin-inline: auto;
  padding-inline: 1.5rem;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1rem;
}
.qi-item {
  display: flex;
  align-items: center;
  gap: .85rem;
  color: #fff;
}
.qi-icon {
  width: 44px; height: 44px;
  border-radius: var(--radius-md);
  background: rgba(255,255,255,.15);
  display: grid; place-items: center;
  font-size: 1.15rem;
  flex-shrink: 0;
}
.qi-item strong { display: block; font-size: .875rem; font-weight: 700; }
.qi-item span { font-size: .78rem; opacity: .75; }

/* ═══════════════════════════════════════════════════════════════
   SEGUROS
   ═══════════════════════════════════════════════════════════════ */
.seguros {
  background: var(--gray-50);
  padding: 5rem 0;
}
.seguros-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}
.seguro-card-wide {
  grid-column: span 3;
}

/* Card */
.seguro-card {
  background: var(--white);
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--gray-200);
  transition: transform .3s, box-shadow .3s;
  display: flex;
  flex-direction: column;
}
.seguro-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-kfm); }

/* Card header with photo */
.sc-header {
  position: relative;
  height: 200px;
  overflow: hidden;
}
.sc-img-bg {
  position: absolute;
  inset: 0;
}
.sc-img-bg svg { width: 100%; height: 100%; }

/* Photo styles for real images */
.sc-photo {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  display: block;
  transition: transform .5s ease;
}
.seguro-card:hover .sc-photo {
  transform: scale(1.06);
}
.sc-photo-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(
    to bottom,
    rgba(26, 58, 107, 0.22) 0%,
    rgba(0, 123, 180, 0.12) 50%,
    rgba(26, 58, 107, 0.50) 100%
  );
}
/* Overlay mais suave para fotos com fundo claro (estúdio) */
.sc-overlay-light {
  background: linear-gradient(
    160deg,
    rgba(56, 64, 126, 0.08) 0%,
    rgba(0, 123, 180, 0.10) 40%,
    rgba(26, 58, 107, 0.38) 100%
  );
}
/* Object-position para foto de moto em estúdio — centraliza a moto */
.sc-photo-moto {
  object-fit: contain;
  object-position: center;
  background: linear-gradient(135deg, #e8f4fc 0%, #f0f8ff 100%);
  padding: 0.5rem;
}

.sc-icon {
  position: absolute;
  top: 1rem; left: 1.25rem;
  width: 48px; height: 48px;
  background: rgba(255,255,255,.25);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border: 1px solid rgba(255,255,255,.45);
  border-radius: var(--radius-md);
  display: grid; place-items: center;
  font-size: 1.3rem;
  color: #fff;
  z-index: 2;
  box-shadow: 0 4px 12px rgba(0,0,0,.15);
}

/* Card body */
.sc-body {
  padding: 1.5rem;
  display: flex;
  flex-direction: column;
  gap: .85rem;
  flex: 1;
}
.sc-body h3 {
  font-size: 1.1rem;
  font-weight: 800;
  color: var(--gray-900);
}
.sc-body p { font-size: .875rem; color: var(--gray-600); line-height: 1.7; }

.sc-features { display: flex; flex-direction: column; gap: .4rem; }
.sc-features li {
  display: flex; align-items: center; gap: .5rem;
  font-size: .825rem; color: var(--gray-700); font-weight: 500;
}
.sc-features li i { color: var(--kfm-blue); font-size: .7rem; flex-shrink: 0; }

.sc-features-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }

.saude-tags {
  display: flex;
  gap: .65rem;
  flex-wrap: wrap;
}
.stag {
  display: inline-flex;
  align-items: center;
  gap: .35rem;
  background: var(--kfm-light);
  color: var(--kfm-dark);
  border: 1px solid rgba(56,64,126,.15);
  border-radius: var(--radius-full);
  padding: .3rem .85rem;
  font-size: .78rem;
  font-weight: 600;
}
.stag i { font-size: .75rem; }

.btn-card {
  display: inline-flex;
  align-items: center;
  gap: .45rem;
  background: linear-gradient(135deg, var(--kfm-dark), var(--kfm-blue));
  color: #fff;
  font-size: .875rem;
  font-weight: 700;
  padding: .7rem 1.35rem;
  border-radius: var(--radius-full);
  margin-top: auto;
  align-self: flex-start;
  transition: transform .2s, box-shadow .2s;
  box-shadow: 0 4px 14px rgba(56,64,126,.25);
}
.btn-card:hover { transform: translateY(-2px); box-shadow: 0 6px 20px rgba(56,64,126,.4); }
.btn-card i { color: #7dd3fc; }

/* Wide card adjustments */
.seguro-card-wide { flex-direction: row; }
.seguro-card-wide .sc-header { width: 380px; flex-shrink: 0; height: auto; min-height: 240px; }
.seguro-card-wide .sc-body { padding: 2rem; }
.seguro-card-wide .sc-photo { object-position: center top; }

/* ═══════════════════════════════════════════════════════════════
   POR QUE ESCOLHER
   ═══════════════════════════════════════════════════════════════ */
.porque {
  padding: 5rem 0;
  background: var(--white);
}
.porque-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
  align-items: center;
}
.porque-text .section-tag { margin-bottom: 1rem; }
.porque-text h2 {
  font-size: clamp(2rem, 4vw, 2.8rem);
  font-weight: 800;
  color: var(--gray-900);
  line-height: 1.2;
  margin-bottom: 1.25rem;
}
.porque-text > p { font-size: 1rem; color: var(--gray-600); line-height: 1.75; margin-bottom: 2rem; }

.porque-features { display: flex; flex-direction: column; gap: 1.5rem; }
.pf-item { display: flex; gap: 1rem; align-items: flex-start; }
.pf-icon {
  width: 44px; height: 44px;
  border-radius: var(--radius-md);
  background: var(--kfm-light);
  border: 1px solid rgba(0,123,180,.15);
  display: grid; place-items: center;
  font-size: 1.1rem;
  color: var(--kfm-blue);
  flex-shrink: 0;
}
.pf-item strong { display: block; font-size: .95rem; font-weight: 700; color: var(--gray-900); margin-bottom: .2rem; }
.pf-item p { font-size: .875rem; color: var(--gray-600); }

/* Visual card */
.porque-visual { position: relative; }
.pv-card-main {
  background: linear-gradient(145deg, var(--kfm-dark), var(--kfm-blue));
  border-radius: var(--radius-xl);
  padding: 2rem;
  color: #fff;
  box-shadow: var(--shadow-kfm);
  position: relative;
  z-index: 1;
}
.pv-header { display: flex; align-items: center; gap: 1rem; margin-bottom: 1.75rem; }
.pv-logo { width: 54px; height: 54px; object-fit: contain; background: rgba(255,255,255,.9); border-radius: var(--radius-sm); padding: 4px; }
.pv-header strong { display: block; font-size: 1.05rem; font-weight: 800; }
.pv-header span { font-size: .8rem; opacity: .75; }

.pv-stats { display: flex; gap: 1.5rem; margin-bottom: 1.75rem; }
.pvs-item { text-align: center; }
.pvs-n { display: block; font-size: 1.8rem; font-weight: 900; color: var(--kfm-sky); }
.pvs-l { font-size: .75rem; opacity: .8; }

.pv-rating { display: flex; align-items: center; gap: .75rem; }
.stars { color: #fbbf24; font-size: .9rem; display: flex; gap: .15rem; }
.pv-rating span { font-size: .875rem; opacity: .85; font-weight: 500; }

.pv-float-1, .pv-float-2 {
  position: absolute;
  background: #fff;
  border-radius: var(--radius-full);
  padding: .5rem 1rem;
  display: flex;
  align-items: center;
  gap: .5rem;
  font-size: .8rem;
  font-weight: 600;
  color: var(--kfm-dark);
  box-shadow: var(--shadow-md);
  animation: floatBadge 5s ease-in-out infinite;
}
.pv-float-1 { top: -1rem; right: -1rem; animation-delay: 0s; }
.pv-float-1 i { color: var(--kfm-blue); }
.pv-float-2 { bottom: -1rem; left: -1rem; animation-delay: 2.5s; }
.pv-float-2 i { color: #25d366; }

/* ═══════════════════════════════════════════════════════════════
   PROCESSO
   ═══════════════════════════════════════════════════════════════ */
.processo {
  background: var(--kfm-lighter);
  padding: 5rem 0;
}
.processo-steps {
  display: flex;
  align-items: flex-start;
  justify-content: center;
  gap: 1rem;
  flex-wrap: wrap;
}
.step {
  flex: 1;
  min-width: 220px;
  max-width: 300px;
  text-align: center;
  padding: 2rem 1.5rem;
  background: var(--white);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--gray-200);
  position: relative;
  transition: transform .3s, box-shadow .3s;
}
.step:hover { transform: translateY(-4px); box-shadow: var(--shadow-kfm); }

.step-num {
  position: absolute;
  top: -14px; left: 1.5rem;
  font-size: .75rem;
  font-weight: 900;
  color: var(--kfm-blue);
  background: var(--kfm-light);
  border: 2px solid rgba(0,123,180,.2);
  border-radius: var(--radius-full);
  padding: .2rem .65rem;
  letter-spacing: .05em;
}
.step-icon {
  width: 64px; height: 64px;
  background: linear-gradient(135deg, var(--kfm-dark), var(--kfm-blue));
  border-radius: var(--radius-lg);
  display: grid; place-items: center;
  font-size: 1.5rem;
  color: #fff;
  margin: 0 auto 1.25rem;
  box-shadow: 0 6px 20px rgba(56,64,126,.3);
}
.step h3 { font-size: 1rem; font-weight: 700; color: var(--gray-900); margin-bottom: .5rem; }
.step p { font-size: .875rem; color: var(--gray-600); line-height: 1.65; }

.step-arrow {
  display: flex;
  align-items: center;
  padding-top: 3rem;
  color: var(--kfm-blue);
  font-size: 1.25rem;
  opacity: .5;
}

/* ═══════════════════════════════════════════════════════════════
   CTA
   ═══════════════════════════════════════════════════════════════ */
.cta-section { padding: 5rem 0; background: var(--white); }

.cta-box {
  position: relative;
  background: linear-gradient(135deg, var(--kfm-dark) 0%, #1a5580 50%, var(--kfm-blue) 100%);
  border-radius: var(--radius-2xl);
  overflow: hidden;
  padding: 4rem 3rem;
  text-align: center;
}
.cta-bg-el {
  position: absolute;
  top: -60px; right: -60px;
  width: 300px; height: 300px;
  background: radial-gradient(circle, rgba(3,180,234,.3) 0%, transparent 70%);
  pointer-events: none;
}
.cta-content { position: relative; }
.cta-icon-wrap {
  width: 72px; height: 72px;
  background: rgba(255,255,255,.15);
  border: 1px solid rgba(255,255,255,.3);
  border-radius: var(--radius-xl);
  display: grid; place-items: center;
  font-size: 2rem;
  color: var(--kfm-sky);
  margin: 0 auto 1.5rem;
}
.cta-content h2 {
  font-size: clamp(1.75rem, 3.5vw, 2.5rem);
  font-weight: 800;
  color: #fff;
  margin-bottom: 1rem;
  line-height: 1.2;
}
.cta-content p { font-size: 1rem; color: rgba(255,255,255,.8); max-width: 520px; margin: 0 auto 2rem; line-height: 1.75; }

.cta-actions { display: flex; gap: 1rem; justify-content: center; flex-wrap: wrap; }

.cta-btn-wa {
  display: inline-flex;
  align-items: center;
  gap: .6rem;
  background: #25d366;
  color: #fff;
  font-size: 1.05rem;
  font-weight: 700;
  padding: .9rem 2rem;
  border-radius: var(--radius-full);
  box-shadow: 0 6px 20px rgba(37,211,102,.4);
  transition: transform .2s, box-shadow .2s;
}
.cta-btn-wa:hover { transform: translateY(-3px); box-shadow: 0 10px 28px rgba(37,211,102,.5); }

.cta-btn-email {
  display: inline-flex;
  align-items: center;
  gap: .6rem;
  background: rgba(255,255,255,.15);
  color: #fff;
  font-size: 1rem;
  font-weight: 600;
  padding: .9rem 2rem;
  border-radius: var(--radius-full);
  border: 2px solid rgba(255,255,255,.3);
  backdrop-filter: blur(10px);
  transition: all .2s;
}
.cta-btn-email:hover { background: rgba(255,255,255,.25); }

/* ═══════════════════════════════════════════════════════════════
   CONTATO
   ═══════════════════════════════════════════════════════════════ */
.contato {
  background: var(--gray-50);
  padding: 5rem 0;
}
.contato-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}
.contato-card {
  background: var(--white);
  border-radius: var(--radius-xl);
  padding: 2rem;
  text-align: center;
  border: 1px solid var(--gray-200);
  box-shadow: var(--shadow-sm);
  transition: transform .3s, box-shadow .3s;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: .85rem;
}
.contato-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-kfm); }

.cc-icon {
  width: 64px; height: 64px;
  border-radius: var(--radius-lg);
  display: grid; place-items: center;
  font-size: 1.75rem;
  color: #fff;
  margin-bottom: .25rem;
}
.wa-icon    { background: linear-gradient(135deg, #25d366, #1da851); }
.email-icon { background: linear-gradient(135deg, var(--kfm-dark), var(--kfm-blue)); }
.horario-icon { background: linear-gradient(135deg, var(--kfm-blue), var(--kfm-sky)); }

.contato-card h3 { font-size: 1.05rem; font-weight: 800; color: var(--gray-900); }
.contato-card p { font-size: .875rem; color: var(--gray-600); line-height: 1.65; }

.cc-btn {
  display: inline-flex;
  align-items: center;
  gap: .4rem;
  font-size: .875rem;
  font-weight: 700;
  padding: .7rem 1.35rem;
  border-radius: var(--radius-full);
  transition: transform .2s, box-shadow .2s;
  text-align: center;
  word-break: break-all;
}
.cc-wa    { background: #25d366; color: #fff; box-shadow: 0 4px 14px rgba(37,211,102,.35); }
.cc-email { background: linear-gradient(135deg, var(--kfm-dark), var(--kfm-blue)); color: #fff; box-shadow: var(--shadow-kfm); font-size: .78rem; }
.cc-btn:hover { transform: translateY(-2px); }

.horario-list { width: 100%; display: flex; flex-direction: column; gap: .5rem; }
.hl-item {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: .5rem .75rem;
  background: var(--gray-50);
  border-radius: var(--radius-sm);
  font-size: .84rem;
}
.hl-item span { color: var(--gray-500); }
.hl-item strong { color: var(--kfm-dark); font-weight: 700; }

/* ═══════════════════════════════════════════════════════════════
   FOOTER
   ═══════════════════════════════════════════════════════════════ */
.footer { background: var(--kfm-dark); }
.footer-top { padding: 4rem 0 3rem; }
.footer-container {
  max-width: 1240px;
  margin-inline: auto;
  padding-inline: 1.5rem;
}

.footer-top .footer-container {
  display: grid;
  grid-template-columns: 2fr 3fr;
  gap: 4rem;
}

.footer-brand p { font-size: .875rem; color: rgba(255,255,255,.6); line-height: 1.75; margin: 1rem 0 1.5rem; max-width: 300px; }

.footer-logo {
  display: flex;
  align-items: center;
  gap: .65rem;
}
.footer-logo img { width: 44px; height: 44px; object-fit: contain; background: rgba(255,255,255,.9); border-radius: var(--radius-sm); padding: 3px; }
.fl-name { display: block; font-size: 1.2rem; font-weight: 900; color: #fff; }
.fl-sub { display: block; font-size: .65rem; color: rgba(255,255,255,.6); text-transform: uppercase; letter-spacing: .08em; }

.footer-contact-info { display: flex; flex-direction: column; gap: .6rem; }
.footer-contact-info a {
  display: flex;
  align-items: center;
  gap: .5rem;
  font-size: .875rem;
  color: rgba(255,255,255,.7);
  transition: color .2s;
}
.footer-contact-info a:hover { color: var(--kfm-sky); }
.footer-contact-info i { color: var(--kfm-sky); width: 16px; }

.footer-links {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}
.fl-col h4 { font-size: .875rem; font-weight: 700; color: #fff; margin-bottom: 1.25rem; }
.fl-col ul { display: flex; flex-direction: column; gap: .6rem; }
.fl-col a { font-size: .85rem; color: rgba(255,255,255,.6); transition: color .2s; }
.fl-col a:hover { color: var(--kfm-sky); }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.1);
  padding: 1.25rem 0;
}
.fb-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 1rem;
}
.footer-bottom p { font-size: .8rem; color: rgba(255,255,255,.45); }
.footer-legal { display: flex; gap: 1.5rem; }
.footer-legal a { font-size: .78rem; color: rgba(255,255,255,.45); transition: color .2s; }
.footer-legal a:hover { color: rgba(255,255,255,.7); }

/* ═══════════════════════════════════════════════════════════════
   WhatsApp Float Button
   ═══════════════════════════════════════════════════════════════ */
.wa-float {
  position: fixed;
  bottom: 2rem;
  right: 2rem;
  z-index: 999;
  width: 60px;
  height: 60px;
  background: #25d366;
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.75rem;
  box-shadow: 0 6px 24px rgba(37,211,102,.5);
  transition: transform .3s, box-shadow .3s;
  animation: waPulse 2.5s ease-in-out infinite;
}
.wa-float:hover {
  transform: scale(1.1);
  box-shadow: 0 10px 32px rgba(37,211,102,.6);
}
.wa-tooltip {
  position: absolute;
  right: 70px;
  background: var(--gray-900);
  color: #fff;
  font-size: .78rem;
  font-weight: 600;
  white-space: nowrap;
  padding: .35rem .85rem;
  border-radius: var(--radius-full);
  opacity: 0;
  pointer-events: none;
  transition: opacity .2s;
}
.wa-float:hover .wa-tooltip { opacity: 1; }

@keyframes waPulse {
  0%, 100% { box-shadow: 0 6px 24px rgba(37,211,102,.5); }
  50% { box-shadow: 0 6px 32px rgba(37,211,102,.75), 0 0 0 8px rgba(37,211,102,.1); }
}

/* ═══════════════════════════════════════════════════════════════
   RESPONSIVO
   ═══════════════════════════════════════════════════════════════ */
@media (max-width: 1024px) {
  .hero-content { grid-template-columns: 1fr; text-align: center; gap: 3rem; }
  .hero-text { display: flex; flex-direction: column; align-items: center; }
  .hero-desc { text-align: center; }
  .hero-visual { justify-content: center; }

  .seguros-grid { grid-template-columns: repeat(2, 1fr); }
  .seguro-card-wide { grid-column: span 2; flex-direction: column; }
  .seguro-card-wide .sc-header { width: 100%; height: 160px; }

  .porque-grid { grid-template-columns: 1fr; gap: 3rem; }
  .contato-grid { grid-template-columns: 1fr 1fr; }

  .footer-top .footer-container { grid-template-columns: 1fr; gap: 2.5rem; }
  .qi-container { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 768px) {
  :root { --nav-h: 64px; }

  .nav-menu { display: none; }
  .hamburger { display: flex; }
  .nav-menu.open {
    display: flex;
    flex-direction: column;
    position: fixed;
    top: var(--nav-h);
    left: 0; right: 0;
    background: #fff;
    padding: 1.5rem;
    gap: 1.25rem;
    box-shadow: var(--shadow-lg);
    border-bottom: 1px solid var(--gray-200);
    z-index: 999;
  }

  .hero-title { font-size: 2rem; }
  .hero-actions { flex-direction: column; align-items: center; }
  .btn-hero-primary, .btn-hero-outline { width: 100%; justify-content: center; }
  .hero-card-stack { width: 260px; height: 280px; }
  .hcard-back { width: 200px; }
  .hcard-mid { width: 220px; }
  .hcard-front { width: 240px; }

  .seguros-grid { grid-template-columns: 1fr; }
  .seguro-card-wide { grid-column: span 1; }
  .sc-features-grid { grid-template-columns: 1fr; }

  .processo-steps { flex-direction: column; align-items: center; }
  .step-arrow { transform: rotate(90deg); padding-top: 0; }

  .contato-grid { grid-template-columns: 1fr; }
  .footer-links { grid-template-columns: repeat(2, 1fr); }

  .qi-container { grid-template-columns: 1fr 1fr; }
  .cta-box { padding: 2.5rem 1.5rem; }
  .cta-actions { flex-direction: column; align-items: center; }

  .footer-bottom .fb-inner { flex-direction: column; align-items: flex-start; }
  .footer-legal { flex-wrap: wrap; gap: 1rem; }
}

@media (max-width: 480px) {
  .hero-stats { flex-direction: column; gap: 1rem; align-items: center; }
  .stat-divider { width: 60px; height: 1px; }
  .qi-container { grid-template-columns: 1fr; }
  .footer-links { grid-template-columns: 1fr; }
  .wa-float { bottom: 1.25rem; right: 1.25rem; }
}